Services at a Glance:
Personal Credit Building
Are you looking to buy a car, home,
secure a loan or just build & repair your credit?
Business Credit Building
Business Coaching
Services at a Glance:
We have a specialized team that focuses on success and results.
We conduct a Credit Audit to access what accounts need to be updated, added or removed.
Genius Level Credit Education. Clients have access to us for all their credit inquiries.
We work in compliance to remove inaccurate, inconsistent and unverifiable accounts from your credit report.
You have direct One-to-One service. No more having to be directed by robots.
A customized approach will be designed for each client. There is no one size fits all.
WE CAN HELP BUILD YOUR CREDIT SCORE BY BUILDING, UPDATING, OR REMOVING:
Personal Information
Inquiries
Late Payments
Collections
Charge-Off
Short Sales
Repossessions
Judgement
Foreclosures
Tax Liens
Bankruptcy
and so much more!
Client Metrics
Average Length of Services
Average Length of Services
Frequently Asked Questions
Credit repair is the process of identifying and correcting errors, inaccuracies, or outdated information on your credit report to improve your credit score. This can be done through various methods, including disputing incorrect information with credit bureaus.
You can check your credit score by requesting a free credit report from each of the three major credit bureaus – Equifax, Experian, and TransUnion. You’re entitled to one free report from each bureau annually at AnnualCreditReport.com.
Common factors that can negatively impact your credit score include late payments, high credit card balances, collections, bankruptcies, and public records.
Yes, you can attempt to repair your credit on your own by disputing inaccuracies and managing your finances more responsibly. However, many people choose to work with credit repair professionals for their expertise and time-saving benefits.
A credit repair company assesses your credit report, identifies inaccuracies, disputes these errors with credit bureaus, and offers guidance on improving your credit score. We provide a comprehensive approach to help you achieve your credit goals.
Yes, credit repair is legal. It is regulated by the Credit Repair Organizations Act (CROA), which outlines certain consumer protections and legal requirements for credit repair services.
The duration of credit repair varies based on the complexity of your credit issues. On average, you may start to see improvements in your credit score within a few months, but the process can take up to a year or longer.
Our pricing structure is tailored to your specific needs. We offer competitive rates and transparent pricing. Contact us for a personalized quote.
We are committed to helping you improve your credit, but specific outcomes can’t be guaranteed. We offer a satisfaction guarantee and will work with you to address any concerns.
To get started, we’ll need a copy of your credit reports and other relevant financial information. Our team will guide you through the process during the initial consultation.
We provide regular updates on your credit repair progress and access to a client portal where you can monitor the status of your disputes and track changes in your credit reports.
If the negative information is accurate, we can still provide guidance on improving your credit over time. We offer credit counseling and financial education services to help you make informed financial decisions.
Yes, we work with Equifax, Experian, and TransUnion to dispute inaccuracies on your credit reports.
Yes, your privacy and confidentiality are of utmost importance to us. We maintain strict data privacy and security measures.
To get started, simply contact us for a free consultation. We’ll assess your credit situation and discuss a personalized plan to help you achieve your credit goals.
A credit report is a detailed record of your credit history, while a credit score is a numerical representation of your creditworthiness. Credit scores are calculated based on the information in your credit report.
Credit repair can only address inaccuracies or errors on your credit report. Legitimate negative items, such as missed payments or collections, may not be removed.
Yes, in addition to credit repair, we offer credit counseling and financial education to help you manage your finances and make informed decisions.
You can reach our customer support team through [contact information], and our team is available during our operating hours to assist you.
If you’re not satisfied with the results, we have a dispute resolution process in place to address your concerns. We are committed to ensuring your satisfaction and success in improving your credit.